More and more homeowners in Westchester County and New York City are turning to geothermal heating and cooling systems. Switching to geothermal offers many benefits, including higher comfort levels and lower utility bills.
How does it work?
Even though the temperature in the air changes frequently, the temperature underground remains relatively constant. Geothermal heat pumps use that to their advantage. They pump underground heat into buildings, heating your home with a fraction of the energy needed by an air-based system. During the summer, the heat pumps reverse that process and pump heat from your home back into the ground, cooling your building.
The system works through a ground loop, a network of pipes buried in the earth that circulates a water-based fluid to transfer heat. How that loop is installed depends on the available land and soil conditions:
- Horizontal loops are buried in trenches four to six feet deep and require more surface area, typically half an acre or more. They’re the most common choice for homes with adequate yard space and are generally less expensive to install.
- Vertical loops are drilled deeper into the ground, sometimes several hundred feet, and require far less surface area. They’re the preferred option for properties with limited land or bedrock close to the surface.
Both configurations deliver the same core benefit: stable, ground-sourced thermal energy that performs consistently regardless of outdoor air temperature.
Benefits of Geothermal Heat Pumps
Significant energy cost savings. According to the U.S. Environmental Protection Agency, geothermal systems save homeowners 30 to 70 percent in heating costs and 20 to 50 percent in cooling costs compared to conventional systems. In cold climates, geothermal heat pumps can be more than twice as efficient as air-source alternatives, because their performance doesn’t degrade as outdoor temperatures drop.
Hot water at reduced or near-zero cost. Geothermal systems generate hot water as a byproduct of heating and cooling your home. In the summer, this can effectively provide hot water for free. In the winter, it can reduce hot water energy bills by up to 50 percent.
Federal tax credit under the IRA. The Inflation Reduction Act of 2022 extended and expanded the federal Residential Clean Energy Credit to cover geothermal heat pump installations at 30% of the total project cost, with no upper dollar cap through 2032. For a system that typically costs between $15,000 and $30,000 installed, this is a meaningful reduction in upfront investment.
Eco-friendly by EPA standards. The EPA recognizes geothermal heating and cooling as the most environmentally responsible alternative to conventional HVAC systems. Geothermal produces no on-site combustion emissions and dramatically reduces a home’s reliance on fossil fuels.
Long system lifespan. Ground loops are typically warranted for 50 years or more. Indoor components, which operate in a protected environment unlike outdoor HVAC units, generally last 25 years with routine maintenance. The long-term cost of ownership is considerably lower than conventional systems when replacement cycles are factored in.
Why Geothermal Is a Particularly Strong Fit for North Salem
Not every property is equally well-suited for geothermal, but North Salem checks nearly every box. The town’s rural character, large residential lots, and widely spaced homes give most properties the land area needed for horizontal ground loop installation without disrupting the property’s usable space. That’s a significant advantage over denser suburban communities where installation constraints often push projects toward more expensive vertical drilling.
Geothermal also makes compelling financial sense for homeowners currently on oil or propane heating. These fuel sources are subject to price volatility and require ongoing delivery logistics that municipal gas customers don’t deal with. Replacing that dependency with a system that draws on stable ground-source energy substantially reduces both cost uncertainty and long-term operating expense. For larger North Salem homes on these fuel types, the ROI calculus on geothermal is particularly favorable.
For homeowners interested in heat pump and HVAC services in North Salem, NY, A. Borrelli Mechanical can assess your property’s suitability for geothermal installation, walk you through the available tax credits and incentives, and design a system sized for your home’s actual heating and cooling load.
Want to learn more? At A. Borrelli Mechanical, we work with you to find a system that fits your property, budget, and long-term goals. Contact us today to find out whether a geothermal heat pump is the right move for your home.



